The Small Business Lending Training program is designed for anyone who is trying to build a career in the financial sector. It will help the participants like credit officers, loan review officers, business lenders, branch managers, and credit analysts learn the necessary skills required to analyze a small business lending request.

Designed with a goal to provide the participants with a solid credit foundation, the small business lending training will help you learn:

• How to evaluate industry, business and management risks and their effect on loan repayment.
• The difference between accrual and cash financial statements.
• How to evaluate key ratios from the balance sheet and income statement.
• The difference between legal structures including C Corporations, S Corporations, Partnerships, and Sole Proprietorships.
• How to evaluate key financial information from tax returns and personal financial statements.
• How to structure and underwrite commercial loans.

This training course/program includes 12-15 hours of learning which is distributed among 8 modules. Each module comes with an assessment at the end to track the progress of the participant. Also, after all the modules are completed, the final assessment is added to give you an idea about what you have learned throughout the program.

No. Having prior knowledge of the subject matter isn’t mandatory as the course is filled with all the important points in terms of subject matter. However, if you understand business lending terminology, it will help you find your way through the course more quickly.

All you need is internet access and a suitable device like a phone, tablet, computer, or laptop to access the training videos and modules.

Yes. This course absolutely aligns with the working schedule of the participants, which means you can access the training program whenever you are free. The online material is recorded not only to let you finish the course at your own pace but also takes the burden of attending the sessions on a strict schedule.

After completing the training program, you will be able to understand business lending concepts which will enable you to:

• Uncover the financing needs or customers and prospects.
• Analyze small business lending requests.
• Build profitable customer relationships.

No, this course can only be accessed online.