e-learning
Fundamentals of Commercial Real Estate Lending
$500
- 2 days left at this price
$500.00Add to cart
This Course Includes:
- Approximately 13 hours of learning
- 10 modules
- Assessment at the end of each module
- Final assessment
Contact Tom Carlin
CONTACT INFO
The Fundamentals of Commercial Real Estate Lending objective is to provide bankers with a basic understanding of commercial real estate lending concepts and techniques
Participants learn to:
- Recognize the risks inherent in all areas of real estate lending.
- Recognize and evaluate risks to owner occupied real estate, income producing properties and commercial loans secured by real estate.
- Evaluate real estate loan repayment sources.
- Construct a basic income property cash flow.
- Understand basic appraisal concepts and requirements.
The course is designed for:
- Commercial loan officers
- Private bankers
- Junior commercial real estate lenders
Requirements:
- Prior knowledge is helpful, but not mandatory
- PC/Laptop/Tab/Smartphone with internet access
Course Structure
The Fundamentals of Commercial Real Estate Program is composed of five modules and a final assessment.
Course Outline
The course is broken into five modules with a final assessment at the end of the program:
- Module 1. Understanding Real Estate Lending Risks
- Module 2. Loan Types
- Module 3. Underwriting Fundamentals
- Module 4. Financing Different Property Types
- Module 5. Appraisals
Final Assessment
Course Format
Each module begins with a set of learning objectives indicating the basic skills and information the students will acquire from that module. There is a case study to help apply the concepts learned.
Recommended Program of Study
It takes approximately 5 to 6 hours to complete the entire program. Students can proceed at their own pace to complete the course. Students have six months to complete the entire online Fundamentals of Commercial Real Estate Course. Listed below is a recommended course of study to complete the entire program within a six-week time span. Modules can be studied more than one time. The final assessment should only be taken when the students feel he/she has mastered the material.
- Week 1. Understanding Real Estate Lending Risks
- Week 2. Loan Types
- Week 3. Underwriting Fundamentals
- Week 4. Financing Different Property Types
- Week 5. Appraisals
- Week 6. Final Assessment
Specific Course Topics
Module 1. Understanding Real Estate Lending Risks
In this module you will learn to:
- Identify the risk common to all commercial real estate loans.
- Outline strategies lenders can adopt to mitigate commercial real estate lending credit risks.
Module 2. Loan Types
In this module, you will learn to review the general characteristics of:
- Construction Loans
- Income Property Loans
- Owner Occupied Commercial Real Estate Loans
- Commercial Loan Secured by Real Estate
Module 3. Underwriting Fundamentals
In this module you will learn to:
- State the regulatory considerations that affect underwriting guidelines.
- Describe key elements in underwriting and structuring a construction real estate loan.
- Understand key elements to determine the amount of the loan including: Net operating income (NOI), Debt service coverage ratio (DSCR), Loan to value (LTV), and Debt yield.
- Identify and understand the components of income property real estate underwriting, including Property types (A, B, and C), lease income, vacancy factors, operating expenses, net operating income and capitalization rates.
- Construct a basic income property cash flow.
Module 4. Financing Different Property Types
In this module, you will learn to identify the general features and underwriting characteristics of:
- Apartment buildings
- Office buildings
- Industrial and warehouse properties
- Retail Properties
- Special-purpose properties include: elderly care, hotels, restaurants and self-storage
- Facilities
Module 5. Appraisals
In this module you will learn to explain:
- The purpose of an appraisal
- Why appraisals are important to the underwriting process
- When appraisals are required and not required
- The three approaches to value
- The different types of appraisal reports
Fundamentals of Commercial Real Estate Lending
The Fundamentals of Commercial Real Estate Lending objective is
to provide bankers with a basic understanding of commercial real
estate lending concepts and techniques.
Frequently Asked Questions
The objective of the fundamentals of commercial real estate lending course is to explain the concepts and techniques of commercial real estate lending to bank employees or someone who wants to establish their career in the banking field.
The course is designed around subjects that will help you be more effective in your job. For example, you will learn to:
- Recognize the risks inherent in all areas of commercial real estate lending.
- Recognize and evaluate risks in owner occupied real estate, income producing properties and commercial loans secured by real estate.
- Evaluate real estate loan repayment sources.
- Calculate Net Operating Income, Debt Service Coverage Ratio, Loan to Value, and Debt Yield.
- Construct a basic income property cash flow.
- Understand basic appraisal concepts and requirements.
The course comprises 5 modules which can take up to 5-6 hours of your time. However, the participants can cover the course at their own pace without having the burden of attending the sessions regularly.
The 5 modules of the course draws the path for the participants to start learning the basic concepts and reach a proficiency level in commercial real estate lending in just a few hours. These 5 modules cover:
- Module 1: Understanding Real Estate Lending Risks
- Module 2: Loan Types
- Module 3: Underwriting Fundamentals
- Module 4: Financing Different Property Types
- Module 5: Appraisals
Also, these modules are followed by a final assessment at the end to help you track your progress.
Having some familiarity with the subject is always a plus but it is not mandatory to have prior knowledge before undertaking this course. All you need is a working internet connection and your laptop/tablet/phone.
The course participants can complete the Fundamentals of Commercial Real Estate Lending Course within 6 months from the start date. Modules can be studied more than one time.
Yes. This course is designed in such a way that working professionals can also brush up their knowledge. Having all the key details in just 5 modules gives an opportunity to working professionals to complete the course in 5-6 hours or in a week. The course can help Junior Commercial Real Estate Lenders, Commercial Loan Officers, Private Bankers, and anyone who wants to learn the basics of Commercial Real Estate Lending.
No. This course is only available online.
$500
- 2 days left at this price
$500.00Add to cart
This Course Includes:
- Approximately 6 - 8 hours of learning
- 5 modules
- Final assessment
Contact Tom Carlin
CONTACT INFO
$500
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