Credit Training

Definitions for retail lenders and small business lenders can vary considerably. In general, a retail lender lends to individuals rather than institutions whereas a small business lender by definition will make small business loans.

Definitions for the middle market vary considerably depending upon the size and complexity of the financial institution. In most instances these are companies that are too small to access the public markets.

Real estate comprises basic mortgage lending to financing owner occupied real estate and income producing properties.