e-learning
Consumer Credit and Credit Risk Training
The consumer credit training program´s main goal is to provide you with a solid
credit foundation and the core skills necessary to underwrite consumer loans.
$785
- 2 days left at this price
$785.00Add to cart
This Course Includes:
- Approximately 13 hours of learning
- 10 modules
- Assessment at the end of each module
- Final assessment
Contact Tom Carlin
CONTACT INFO
What you will learn
- How to conduct application interviews
- How to verify income and employment information
- How to read and evaluate a credit report
- How to understand basic concepts in credit scoring
- How to comply with consumer credit regulations
- How to calculate debt service ratios
- How to decline and make counteroffers
- How to read tax returns and personal financial statements. How to structure the loan
- How to establish and perfect security interest in collateral. How to follow-up and administer the loan
- How to collect on delinquent accounts
This Course Includes:
- Approximately 13 hours of learning
- 10 modules
- Assessment at the end of each module
- Final assessment
Requirements:
- Prior knowledge is helpful, but not mandatory
- PC/Laptop/Tab/Smartphone with internet access
Course Description:
In today’s fast-paced world, consumer lending has become a crucial aspect of the financial industry. The Consumer Lending Course is an online program designed to provide consumer underwriters, branch managers, platform staff, and relationship managers with a comprehensive understanding of consumer lending.
The course will equip you with the skills and knowledge you need to manage consumer loans, mitigate risks, and improve customer satisfaction.
The Consumer Lending Course covers a wide range of topics, including loan products, risk management, compliance, fraud prevention, and customer service. You will learn about the different types of consumer loans, such as personal loans, auto loans, and credit cards.
This consumer credit training course will also teach you how to evaluate a borrower’s creditworthiness, assess the risks associated with a loan, and determine the appropriate terms and conditions.
In addition, the Consumer Lending Course will provide you with a thorough understanding of compliance and regulatory requirements. You will learn about the laws and regulations that govern consumer lending.
The Consumer Lending Course is self-paced, allowing you to study at your own pace and convenience. Upon completion of the Consumer Lending Course, you will be equipped with the skills and knowledge you need to excel in your role as a consumer underwriter, branch manager, platform staff, or relationship manager.
Enroll in the Consumer Lending Course today and take the first step towards a successful career in consumer lending.
Online Consumer Lending Training Program
$785
- 2 days left at this price
$785.00Add to cart
This Course Includes:
- Approximately 13 hours of learning
- 10 modules
- Assessment at the end of each module
- Final assessment
Contact Tom Carlin
CONTACT INFO
$785
Frequently Asked Questions
For anyone looking to build a strong foundation of underwriting consumer loans, consumer credit risk training is an excellent course. It covers a wide range of topics starting from conducting application interviews to collecting on delinquent accounts.
What will I learn during the consumer credit risk training?
You will learn new skills during consumer credit and credit risk training such as:
- Conducting Application Interviews
- Verifying Income and Employment Information
- Reading and Evaluating a Credit Report
- Understanding Basic Concepts in Credit Scoring
- Complying with Consumer Credit Regulations
- Calculating Debt Service Ratios
- Declining and Making Counteroffers
- Reading Tax Returns and Personal Financial Statements
- Structuring the Loan
- Establishing and Perfecting Security Interest in Collateral
- Following up and Administering the Loan
- Collecting on Delinquent Accounts
Although prior knowledge can provide you with an advantage, it is not mandatory. The course is self-sufficient and would clarify all your concepts related to consumer credit risk.
Consumer credit risk training course is self-paced, which means you can learn whenever you have free time. As you are not bound to attend sessions at any particular time during the day, you can take the course after you have performed your professional duties or during the weekends.
The course has multiple stages. It starts with 13 hours of learning, in which, you go through 10 modules. After the completion of each module, you take one assessment. Once all the modules are finished, you go through a final assessment, which is aimed at evaluating your overall learning.
Consumer credit and credit risk training course is accessible on PCs, laptops, tablets, and Smartphones with internet access.
After you take the course, you will have a better understanding of lending concepts, which will provide you with the following advantages:
- You will manage consumer loans better
- You will mitigate risks
- You will be able to improve customer satisfaction
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